What happened: The Broncos ended up on the wrong side of a 31-10 final as questions turned to Sean Payton and Davis Webb. The criticism centered on Denver's execution and cast the performance as uncharacteristic football.

Why it matters: That puts fresh focus on the Payton-Webb play-calling setup after Denver spent the run-up to the season defining how those duties would work. When an offense finishes with 10 points in a final like this, scrutiny lands on the coaching structure along with the result.

What to watch: What follows now is whether Payton sticks with the same division of offensive duties with Webb. Any change in tone from Denver's staff would be the clearest sign the criticism landed.